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LEXi (Legal Expenses Insurance)

If you need legal advice, please click on the image below…

 

 

 

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Security You Can Count On

100% Lloyd’s security

 

Market Leading

EDGE UNDERWRITING has become renowned for providing market leading insurance solutions in their chosen specialist product areas. Our exclusive LEXi product is no exception.

 

Broadest Cover

While there may appear to be some duplication with Management Liability policies in terms of providing cover for the defence costs associated with actions arising out of certain statutory matters (such as: Privacy, ATO, Unfair Dismissal, Sexual Harassment, Discrimination etc), our LEXi policy provides so much more. Consider the following exclusive LEXi benefits:

New Claims

Before lodging a claim Insureds are required to go through the free legal advice service first. Click here to find out how to access this service.

 

Existing Claims

If you would like to discuss and existing claim, please contact our claims handlers (Triton Global Claims) on:

Phone:    +61 2 8235 4044

Email:     enquiries@dcsclaims.com.au

 

 Cover

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LEXi

 

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Legal cost of defending certain statutory matters

 

Fines & Penalties associated with certain statutory matters

 

Legal Cost of defending certain non-statutory matters

 

Legal Cost of perusing certain non-statutory matters

 

Personal legal costs of defending certain non-statutory matters for employees
(if Personal Legal Expenses Cover Optional Additional Benefit has been taken)

 

Free Telephone Legal Advice

Exclusive access to our free telephone legal advice service. This service provides advice on many legal issues affecting the Insured’s business (or the employees’ personal lives if personal legal expenses extension is taken).

There is no restriction on how many times LEXi policyholders may access this service however, it is limited to one 30 minute telephone call with a suitably qualified legal partitioner per matter.

This service is non-insurance related. That is, advice is provided irrespective of whether the matter is covered by the LEXi policy or not.

 

Contract Reviews

LEXi policy holders are eligible to receive 1 x contract review* per policy period.

*The contract review is limited to the insurance and indemnity sections of the
contract and the existing insurance program in place.
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LEXi

 

LEXi

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 Cover Examples

the pursuit or defence of a dispute with a landlord under a lease or tenancy agreement;

 

the pursuit or defence of a contractual dispute with a customer or supplier (eg. someone is withholding payment alleging issues with your goods or services);

 

the pursuit or defence of a contractual dispute with a customer, supplier, client, principal, contractor or subcontractor under a construction contract
(if Construction Contracts Optional Additional Benefit has been taken);

 

the pursuit or defence of a contractual dispute with an employee (eg. breach of non-compete)
(if Employment Contracts Optional Additional Benefit has been taken);

 

the pursuit of a third party relating to physical damage to property and/or goods owned which causes an uninsured financial loss;

 

the pursuit or defence of a personal dispute with a neighbour relating to fences
(if Personal Legal Expenses Cover Optional Additional Benefit has been taken);

 

the pursuit or defence of a personal dispute under an agreement for goods or services (eg. purchasing/selling a house; dodgy kitchen renovation)
(if Personal Legal Expenses Cover Optional Additional Benefit has been taken).

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 Contact Us

David Jones

Phone:     +61 8 9420 7910

Mobile:     +61 419 954 564

Email:       david.jones@edgeunderwriting.com.au 

 

Jo Claridge

Phone:     +61 8 9420 7940

Mobile:     +61 448 189 946

Email:       jo.claridge@edgeunderwriting.com.au

 

Tracy Newnham

Phone:     +61 8 9420 7920

Mobile:     +61 427 795 582 

Email:       tracy.newnham@edgeunderwriting.com.au

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 Downloads

Click here for downloads

 Other Key Facts

 

Standard Sum Insured: $100K per claim / $250K in the Aggregate;

 

With Contractual disputes:

Minimum amount in dispute: $10,000 ($3,000 for personal cover)

We automatically cover all* existing and new contacts
(*standard cover excludes construction and employment contracts but these can be included as optional extras). 

Excludes known circumstances at inception and new circumstances within first 90 days of inception.  

 

With the higher limits and cover for fines & penalties available under traditional Management Liability policies, we would see the LEXI policy as a key part of an overall insurance program, and not as a replacement to Management Liability.

 

We can generally consider any business (other than crowd control, government departments, statutory bodies, armed or emergency services) with turnovers not exceeding $30mil.

 

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