THIS IS A PRODUCT WE WHOLESALE THROUGH MARKETS IN LONDON
(IE. IT’S NOT OUR BINDER AND WE ARE NOT ACTING FOR THE INSURER)
The Edge
Claims
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The ability to settle valid claims quickly and fairly in a human way is central to our markets business philosophy, and their claims handlers are empowered to exercise their professional judgement to deliver an exceptional customer service.
Please contact us in the first instance on any PI claims matter.
* 100% Lloyd’s security
* 100% LLOYD’S SECURITY
* COMPREHENSIVE LEGAL COVER
The policy provides full civil liability coverage and covers the costs incurred attending court sessions in relation to a claims or loss case covered by this policy. The cover can be extended to include cover for suits brought in the US or Canada.
* CONTRACTUAL LIABILITY
Clear, unambiguous cover for breach of a client contract. The policy covers sums which you become legally obliged to pay as a result of a claim by a client made against you, including liability for claimants’ costs and expenses.
* REPUTATION & BRAND PROTECTION COVER
We will look to pay costs and expenses of up to a specified sub-limit for the services of a public relations consultancy to mitigate damage to reputation and brand following a claim otherwise covered under the policy.
* INTELLECTUAL PROPERTY RIGHTS INFRINGEMENT
The policy covers costs associated with copyright and trademark infringement claims being brought against you, including legal costs, damages, settlements and counterclaims.
* WITHHELD FEES COVER
Claims can quickly spiral out of control and incur a significant cost to the business or individual. That’s why the policy includes reimbursement of costs incurred to help reduce or avoid a claim, as well as the payment of fees withheld by an aggrieved client if this mitigates a potentially larger claim.
* BREACH OF INTELLECTUAL PROPERTY RIGHTS
The policy covers costs associated with copyright and trademark infringement claims being brought against you, including legal costs, damages, settlement and counterclaims.
* CYBER AND PRIVACY
The cyber and privacy cover protects you against a variety of cyber attacks and data loss scenarios. The cover includes loss or breach of data held i the cloud, cyber extortion, and hack attacks on third parties emanating from your computer systems.
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Target Risks
They Love They Consider They Can’t Do
residential real estate
agents
small commercial real
estate agents
leasing agents
land surveyors
quantity surveyors (no valuations)
off-the-plan sales < 15%
land brokers
property development (no capital raising or equity interests)
property management
RICS wording (excess basis only)
valuers
appraisers
Building Certifiers / Surveyors
mortgage surveyors
property development with capital raising or equity interest
off-the-plan sales > 15%
RICS wording (primary cover)
risks with annual fees over $5M