THIS IS A PRODUCT WE WHOLESALE THROUGH MARKETS IN LONDON
(IE. IT’S NOT OUR BINDER AND WE ARE NOT ACTING FOR THE INSURER)
The Edge
Claims
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The ability to settle valid claims quickly and fairly in a human way is central to our market’s business philosophy, and their claims handlers are empowered to exercise their professional judgement to deliver an exceptional customer service.
Please contact us in the first instance on any PI claims matter.
* 100% LLOYD’S SECURITY
* COMPREHENSIVE LEGAL COVER
The policy provides full civil liability coverage and covers the costs incurred attending court sessions in relation to a claims or loss case covered by this policy. The cover can be extended to include cover for suits brought in the US or Canada.
* CONTRACTUAL LIABILITY
Clear, unambiguous cover for breach of a client contract. The policy covers sums which you become legally obliged to pay as a result of a claim by a client made against you, including liability for claimants’ costs and expenses.
* FULL POLLUTION LIABILITY
This feature covers both sudden as well as accidental and gradual pollution, which is an increasingly important exposure as environmental regulations become stricter and more complex.
* CYBER LIABILITY COVER
Most businesses hold sensitive data entrusted to them by their clients. Losing this data as a result of a hack attack or computer virus can lead to potential liability and significant brand damage. In order to address this emerging risk, we have designed a specific module of cover that provides explicit protection.
* INTELLECTUAL PROPERTY RIGHTS INFRINGEMENT
The policy covers costs associated with copyright and trademark infringement claims being brought against you, including legal costs, damages, settlements and counterclaims.
* WITHHELD FEES COVER
Claims can quickly spiral out of control and incur a significant cost to the business or individual. That’s why the policy includes reimbursement of costs incurred to help reduce or avoid a claim, as well as the payment of fees withheld by an aggrieved client if this mitigates a potentially larger claim.
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Target Risks
They Love They Consider They Can’t Do
INCLUDING BUT NOT LIMITED TO:
business consultants
call centres (inbound) charities
court reporters
curators
forwarding agents
education advisors
event organisers
export agents
food consultants
H&S consultants
HR consultants
market researchers
PR consultants
QA consultants
security consultants
training companies
vets (small animals)
call centres (outbound) environmental consultants (ecological studies, impact studies, recycling consultants, ‘green’ consultants)
fuel efficiency consultants
law costs drafting
loss assessors/adjusters mediators
migration agents
promoters
transfer agents
traffic consultants
trade associations
vets (large animals)
valuers
lawyers
legal advisors
financial planners
para-planners
tour operators
seedsmen
stockbrokers
mortgage brokers
debt collectors
bailiffs
notaries public
cleaning contractors
driving instructors
vets (bloodstock)
PROJECTS:
commercialisation
capital raising
investment advice
legal advice
SIZE:
fees over $50mil