* 100% Lloyd’s security
* 100% LLOYD’S SECURITY
* COMPREHENSIVE LEGAL COVER
The policy provides full civil liability coverage and covers the costs incurred attending court sessions in relation to a claims or loss case covered by this policy. The cover can be extended to include cover for suits brought in the US or Canada.
* CONTRACTUAL LIABILITY
Clear, unambiguous cover for breach of a client contract. The policy covers sums which you become legally obliged to pay as a result of a claim by a client made against you, including liability for claimants’ costs and expenses.
* REPUTATION & BRAND PROTECTION COVER
We will look to pay costs and expenses of up to a specified sub-limit for the services of a public relations consultancy to mitigate damage to reputation and brand following a claim otherwise covered under the policy.
* INTELLECTUAL PROPERTY RIGHTS INFRINGEMENT
The policy covers costs associated with copyright and trademark infringement claims being brought against you, including legal costs, damages, settlements and counterclaims.
* WITHHELD FEES COVER
Claims can quickly spiral out of control and incur a significant cost to the business or individual. That’s why the policy includes reimbursement of costs incurred to help reduce or avoid a claim, as well as the payment of fees withheld by an aggrieved client if this mitigates a potentially larger claim.
* VIRUS & HACKING LIABILITY COVER
Most businesses hold sensitive data entrusted to them by their clients. Losing this data as a result of a hack attack or computer virus can lead to potential liability and significant brand damage. In order to address this emerging risk, we have designed a specific module of cover that provides explicit protection.
