GLUE (General Liability Umbrella and Excess)

 The Edge


 Target Risks

 Contact Us


Please have your client complete the Liability Claim Form (see downloads section below) and email this to us.


Click here for our contact details


* Umbrella layer limit to $20m

* Can ‘stick’ to Public & Products Liability, MV Liability, Workers Comp (Common


* Excess Liability (Difference in Limits) follows-form the primary cover

* Excess Liability matches (ie. doubles) agreed primary sub-limits
  (only policy on the market we know of that does this!)

* Drop-down cover (Difference in Conditions) automatically includes the following:
  • Contractual Liability (blanket basis)
  • Principal(s) as joint insured (blanket basis)
  • Waiver of subrogation (blanket basis)
  • Incidental PI ($1m) including charging fees so long as fees <10% of turnover
    (only extension on the market we know of that allows separate fees)
  • Exports to USA / Canada extension


* No requirement to disclose any contracts (existing or future) to us

Target Risks                                                        Decline Risks

* any risk with a contractual liability, incidental PI,
  or USA Exports exposure


* building & construction

* commercial cleaners

* scaffolding

* importers / manufacturers

* services to mining / oil / gas

* trades

* waste / treatment industry

* wet / dry hire

* adverse claims history

* asbestos

* blue collar labour hire

* crtiical / saferty parts (marine / auto / aviations)

* tyre industry

* hydrofracking (fraking)

* vehicle / boat / bike retailing

* pharmaceuticals

* security industry

* sport / leisure / entertainment

* pubs / clubs

Click here to access downloads