The Edge

 Claims

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The ability to settle valid claims quickly and fairly in a human way is central to our business philosophy, and our claims handlers are empowered to exercise their professional judgement to deliver an exceptional customer service. 

Please contact us in the first instance on any PI claims matter.

 

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*   100% Lloyd’s security

*   100% LLOYD’S SECURITY

*   COMPREHENSIVE LEGAL COVER

The policy provides full civil liability coverage and covers the costs incurred attending court sessions in relation to a claims or loss case covered by this policy. The cover can be extended to include cover for suits brought in the US or Canada.

*   CONTRACTUAL LIABILITY

Clear, unambiguous cover for breach of a client contract. The policy covers sums which you become legally obliged to pay as a result of a claim by a client made against you, including liability for claimants’ costs and expenses.

 

 *   FULL POLLUTION LIABILITY

This feature covers both sudden as well as accidental and gradual pollution, which is an important concern for geologists and environmental engineers and an increasingly important exposure as environmental regulations become stricter and more complex.

*   INTELLECTUAL PROPERTY RIGHTS INFRINGEMENT

The policy covers costs associated with copyright and trademark infringement claims being brought against you, including legal costs, damages, settlements and counterclaims.

 

*   WITHHELD FEES COVER

Claims can quickly spiral out of control and incur a significant cost to the business or individual. That’s why the policy includes reimbursement of costs incurred to help reduce or avoid a claim, as well as the payment of fees withheld by an aggrieved client if this mitigates a potentially larger claim.

*   VIRUS & HACKING LIABILITY COVER

Most businesses hold sensitive data entrusted to them by their clients. Losing this data as a result of a hack attack or computer virus can lead to potential liability and significant brand damage. In order to address this emerging risk, we have designed a specific module of cover that provides explicit protection.

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 Target Risks

       They Love                They May Consider              They Can’t Do

ENGINEERS:  

Structural, HVAC, electrical, mechanical, acoustic, plumbing, drafting, town planning, feasibility studies,  expert witness, project management, marine (no valuations)   

ARCHITECTURAL:

interior design, architects, landscape architects

SURVEYING: 

archaeological, land, asbestos surveying   

PROJECTS:

commercial & residential under 4 storeys

SIZE:

Fees under $10M

ENGINEERS:  

environmental, thermal, systems, safety reliability, applied, biological, mechatronics, agricultural, nano-engineering, health & safety, product safety, robotics, solar energy systems, wind energy, chemical, electrical (power), biomedical, industrial, civil, manufacturing, mining & geological.      

SURVEYING: 

environmental, land, GIS, hydrographic, engineering, mapping, mining, geological,  welding inspection    

PROJECTS:

Commercial & residential developments over 4 storeys, bulk handling, manufacturing plants, schools, airports (non-airside), car parks, children’s play areas, dams, bridges, mines, tunnels, railways, motorways, ports, docks & vessels

ENGINEERS:  

aerospace, automotive, nuclear, environmental assessments (phase IV), geotechnical, process engineering, mining & resourse industry, water supply/treatment industry, facade systems, ACP     

SURVEYING: 

buildings, building set out, building inspections, building defect reporting,  marine (involving valuations), risks requiring RICS wording, structural, foundation

PROJECTS:

sports surfaces, swimming pools, offshore, nuclear, atomic, amusement rides, power plants, airports (airside)