The Edge

 Claims

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The ability to settle valid claims quickly and fairly in a human way is central to our market’s business philosophy, and their claims handlers are empowered to exercise their professional judgement to deliver an exceptional customer service. 

Please contact us in the first instance on any PI claims matter.

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*   100% LLOYD’S SECURITY

*   BROAD, BROAD, BROAD COVER

The policy is designed to be as broad and comprehensive as possible, so there are no exclusions for civil fines and penalties, project delays, third party defects or bugs post acceptance. We also do not include any definitions of technology activities which would restrict cover.

 

*   CLAIM MITIGATION COVER

Claims can quickly spiral out of control and incur a significant cost to the business or individual. That’s why the policy includes reimbursement of costs incurred to help reduce or avoid a claim, as well as the payment of fees withheld by an aggrieved client if this mitigates a potentially larger claim.

 

*   CYBER & PRIVACY COVER

The comprehensive cover takes into account the risks faced by modern businesses by providing protection against a wide variety of cyber attacks and data loss scenarios. It extends to loss or breach of data held in a cloud as well as hack attack on third parties emanating from your computers systems.

*   CONTRACTUAL LIABILITY

Clear, unambiguous cover for breach of a client contract. The policy covers sums which you become legally obliged to pay as a result of a claim by a client made against you, including liability for claimants’ costs and expenses.

 

*   INTELLECTUAL PROPERTY RIGHTS INFRINGEMENT

The policy covers costs associated with copyright and trademark infringement claims being brought against you, including legal costs, damages, settlements and counterclaims.

 

*   WORLDWIDE CIVIL LIABILITY PROTECTION

The policy covers costs associated with copyright and trademark infringement claims being brought against you, including legal costs, damages, settlements and counterclaims.

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 Target Risks

      They Love                  They May Consider             They Can’t Do

Technology Companies

Social Media Companies

Media Companies

Cloud providers

Gambling software developers

Infrastructure companies

Medical software developers

Wearable tech

SAAS / PAAS / IAAS

eWallets

Health information exchanges

Live trading / straight through processing

Payment processors in companies

Prepaid debit or credit card provider

SCADA platforms

Explicit pornography