THIS BINDER IS MORE WORKSITE BASED THAN IT IS ACTIVITY BASED (IE. WHERE ARE THEY WORKING, NOT WHAT ARE THEY DOING).

THEY NEED TO BE WORKING AT HIGHER HAZARD LOCATIONS FOR IT TO FIT

The Edge

Claims

Risk Appetite

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Downloads

Please have your client complete the Liability Claim Form (see downloads section below) and email this to us. Claims are managed by ProClaim.

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100% Lloyd’s security

Up to $20M Limit of Liability

Industry Leading Optional Extensions:

Contractual Liability (blanket basis)

Principal as Additional Insured & Waiver of Subrogation (blanket basis)

Incidental PI (up to $10m)

Queensland Electrical Contractors Consumer Protection

Rectification of Faulty Workmanship

Rip & Tear

Statutory Liability

Victorian Plumbers Liability

Trade risks with turnovers up to $50m, where at least 10% of T/O comes from working with, on, or at higher hazard locations, such as:

airside

canals

chemical / gas / oil refineries

dams (excluding tailings)

gas / oil rigs

mines

power distribution infrastructure
(underground power only – ie. not power poles)

power utilities

quarries

rail corridor work

shipyards / docks / watercraft

tunnels

water utilities

working at height
- this includes working on, or in buildings that are over 2 storey’s high

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Formwork

Mines (underground)

Plumbers

Structural Steel

Turnovers over $50m

Any occupation where less than 10% of T/O comes from a higher hazard location

Adverse claim history

Above ground power infrastucture (ie. power poles and powerllines)

Bulk procsssing plants

(critical infrastructure)

Inadequate risk management

Payments to Labour hire / Contractors (combined) exceeding 50% of T/O

Playground Equipment Installation

Public Utilities (critical infrastructure)

Rail track work

Riggers

Repairs to Rolling Stock

Scaffolding (see here for scaffolders)

Shipbuilders

Ship repair (hull)

Solar Power Installation ( Resi)

Start-ups

Vegatation managamant (on or around power poles / power lines)

What we love

What we’ll consider

What we’ll usually decline