THIS BINDER IS MORE WORKSITE BASED THAN IT IS ACTIVITY BASED (IE. WHERE ARE THEY WORKING, NOT WHAT ARE THEY DOING).
THEY NEED TO BE WORKING AT HIGHER HAZARD LOCATIONS FOR IT TO FIT
The Edge
Claims
Risk Appetite
Contact Us
Downloads
Please have your client complete the Liability Claim Form (see downloads section below) and email this to us. Claims are managed by ProClaim.
100% Lloyd’s security
Up to $20M Limit of Liability
Industry Leading Optional Extensions:
Contractual Liability (blanket basis)
Principal as Additional Insured & Waiver of Subrogation (blanket basis)
Incidental PI (up to $10m)
Queensland Electrical Contractors Consumer Protection
Rectification of Faulty Workmanship
Rip & Tear
Statutory Liability
Victorian Plumbers Liability
Trade risks with turnovers up to $50m, where at least 10% of T/O comes from working with, on, in, or or at the following specialist locations:
Abattoirs
Agriculture
Airside
Battery Energy Storage Systems (BESS)
Canals
Chemical / Gas / Oil Refineries
Chemical Manufacturing Plants / Storage Plants
Dams (Excluding Tailings)
Data Centres
Defence Force / Military Sites
Demolition Sites (Total Asbestos Liability Exclusion Applies)
Fertiliser Manufacturing Plants (Total Glyphosate Exclusion Applies)
Food Processing Plants
Forestry (Total Bushfire Exclusion Applies)
Gas / Oil Rigs (On-Shore)
Grain Silos
Hydrogen Facilities
Mines (Including Underground)
Power Distribution Infrastructure (Underground Power Only – Ie. Not Power Poles)
Power Utilities
Quarries
Railway Or Rail Track Infrastructure
Saw Mills (Total Bushfire Exclusion To Apply)
Scientific Laboratories
Security Industry (Excluding Crowd Control And / Or Shopping Centres)
Shipyards / Docks / Watercraft
Solar Farms
Structures Containing ACP / EPS
Tunnels
Waste & Recycling Facilities
Water Treatment & Desalination Plants
Water Utilities
Wind Farms
Working At Height
(This Includes Working on, at or in Buildings that are over 2 storey’s High)
Click here to access downloads
Formwork
Mines (underground)
Plumbers
Structural Steel
Turnovers over $50m
Any occupation where less than 10% of T/O comes from a specialty location
Adverse claim history
Above ground power infrastucture (ie. power poles and powerllines)
Bulk procsssing plants
(critical infrastructure)
Inadequate risk management
Operating without previously having Liability insurance in place
Payments to Labour hire / Contractors (combined) exceeding 75% of T/O
Playground Equipment Installation
Professional Exposured without having
PI in place
Public Utilities (critical infrastructure)
Rail track work
Riggers
Repairs to Rolling Stock
Scaffolding (see here for scaffolders)
Shipbuilders
Ship repair (hull)
Start-ups (without 3 years relevent experience)
Vegatation managamant (on or around power poles / power lines)
What we love
What we’ll consider
What we’ll usually decline