THIS IS A PRODUCT WE WHOLESALE THROUGH MARKETS IN LONDON
(IE. IT’S NOT OUR BINDER AND WE ARE NOT ACTING FOR THE INSURER)
The Edge
Claims
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The ability to settle valid claims quickly and fairly in a human way is central to our market’s business philosophy, and their claims handlers are empowered to exercise their professional judgement to deliver an exceptional customer service.
Please contact us in the first instance on any ML claims matter.
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* WE SOURCE 100% LLOYD’S SECURITY
* COMPREHENSIVE LEGAL COVER
The CFC policy provides full civil liability coverage and covers the costs incurred attending court sessions in relation to a claims or loss case covered by this policy. The cover can be extended to include cover for suits brought in the US or Canada.
* VICARIOUS LIABILITY
This cover is included as standard in order to cover the agency’s legal liability arising out of any negligent act, error or omission committed by placed personnel.
* PLACED PERSONNEL COVER
Placed personnel are covered in the Public Liability section of the policy, should the agency be legally liable for damage or bodily injury caused by placed personnel.
* PLACED PERSONNEL DISHONESTY (CRIME)
* CONTRACTUAL LIABILITY
Clear, unambiguous cover for breach of a client contract. The policy covers sums which you become legally obliged to pay as a result of a claim by a client made against you, including liability for claimants’ costs and expenses.
* INTELLECTUAL PROPERTY RIGHTS INFRINGEMENT
The policy covers costs associated with copyright and trademark infringement claims being brought against you, including legal costs, damages, settlements and counterclaims.
* CYBER & PRIVACY
* WITHHELD FEES COVER
Claims can quickly spiral out of control and incur a significant cost to the business or individual. That’s why the policy includes reimbursement of costs incurred to help reduce or avoid a claim, as well as the payment of fees withheld by an aggrieved client if this mitigates a potentially larger claim.
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Target Risks
Our Market Loves They May Consider They Can’t Do
PERMANENT:
all sectors
TEMPORARY:
white collar / professional
TEMPORARY
light manual
manual – contracts confirming direction/control rests with host employer
TEMPORARY:
manual – poor contract terms (ie. host employer not being responsible for direction / control of hired in workers)