Asbestos Liability – Edge Underwriting

Specialist Liability Cover
for Clients With Unknown,
or Known, Asbestos Exposure

From incidental discovery through to licenced removal work, including transportation, Edge Asbestos Liability helps brokers offer solutions to their clients for one of Australia’s most challenging liability exposures.

Submit an Asbestos Risk

Licenced

asbestos removal contractors

Claims made or Occurrence

options

Backed by

specialist liability

underwriters

Why This Cover Matters
Asbestos exposure extends well beyond licensed asbestos removal contractors. Plumbers, electricians, roofers, builders, demolition contractors, maintenance providers, many other trades, property owners and occupiers can inadvertently encounter asbestos during routine work.

Standard public liability policies exclude asbestos altogether (including defence costs). Edge Asbestos Liability has been specifically developed to provide brokers with specialist liability solutions for clients whose asbestos exposure needs to be properly understood, underwritten and documented.

Unlicenced

Incidental Cover

Claims Made

Designed for Insured’s whose normal work does not involve asbestos removal but who may unexpectedly encounter or disturb asbestos during routine operations.

Which Option Is Right for Your Client?

Feature Incidental Claims Made Occurrence

Designed for Incidental Exposure

Licenced asbestos removal contractors

Class A & Class B licence holders

Public & Products Liability $2m $20m $20m

Defence costs (inclusive)

Transportation (automatically included)

Disposal (automatically included)

Stand-alone

Package with other Edge Liability

Suitable for most trades

Suitable for property owners / occupiers

Suitable for specialist asbestos contractors

Licenced

Claims Made

or Occurrence

Designed for licenced asbestos removal contractors. Choose between Claims Made or Occurrence. Both options come with transportation cover.

If Claims Made, the existing Retro Date carries over.

Flexible

Stand-Alone

or Package

Every client is different. We offer stand-alone asbestos liability or, where appropriate, can package asbestos cover with other Edge liability products to create a tailored solution.

Learn More

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Controls & Procedure

Safe work methods, air monitoring, disposal process, PPE and site contamination controls.

Licence & Training

Evidence of appropriate licences, asbestos awareness training and documented worker competency.

Turnover Split between Main Activities

Split between asbestos work and non-asbestos work

Claims History

What We

Look For

Target Occupations

Plumbers

Electricians

Roofers

Builders

Asbestos Removalists

Demolition

Civil Works

Industrial Maintenance

HVAC

Cleaners

Painters

Scaffolders

What We Don’t Like

Rope Access

Services to Mining

Cable Laying

Fencing

Flooring Installers

Property Owners

Property Occupiers

Many, many Others

Poor Risk Management

Trading without Cover in Place

Power poles/ Overhead Power

Processing Plants Critical Works

Contractor Ratio exceeding 75%

Professionals without PI Cover

Public Utilities

Critical Work

Rail
Track / Signals

Ship Builders/
Hull Repairs

Rolling Stock
Manuf/Repairs

Airside

lighting/runway

Adverse Claims History

Not Sure If it Fits?

Our underwriters can help determine the most appropriate solution based on the nature of the work being undertaken and the client’s asbestos exposure.