The Edge

Claims

Please have your client complete the Liability Claim Form (see downloads section below) and email this to us.

Click here for our contact details

* Umbrella layer limit to $20m

* Can ‘stick’ to Public & Products Liability, MV Liability, Workers Comp (Common

Law)

* Excess Liability (Difference in Limits) follows-form the primary cover

* Excess Liability matches (ie. doubles) agreed primary sub-limits
(only policy on the market we know of that does this!)

* Drop-down cover (Difference in Conditions) automatically includes the following:

Contractual Liability (blanket basis)
Principal(s) as joint insured (blanket basis)
Waiver of subrogation (blanket basis)
Incidental PI ($1m) including charging fees so long as fees <10% of turnover
(only extension on the market we know of that allows separate fees)
Exports to USA / Canada extension

* No requirement to disclose any contracts (existing or future) to us

Target Risks Decline Risks

* any risk with a contractual liability, incidental PI,
or USA Exports exposure

* building & construction

* commercial cleaners

* scaffolding

* importers / manufacturers

* services to mining / oil / gas

* trades

* waste / treatment industry

* wet / dry hire

* adverse claims history

* asbestos

* blue collar labour hire

* crtiical / saferty parts (marine / auto / aviations)

* tyre industry

* hydrofracking (fraking)

* vehicle / boat / bike retailing

* pharmaceuticals

* security industry

* sport / leisure / entertainment

* pubs / clubs

Click here to access downloads